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Promissory Notes

A promissory note is the legally binding document that makes you responsible for the amount you borrow.  Most promissory notes are Master Promissory Notes, meaning you only have to complete one promissory note. In subsequent years, the amount you accept is tied back to the original promissory note. 

Direct Loan Master Promissory Note

This is the promissory note you will complete for your Direct Loans.  If you have not had a loan through Direct Loan previously, you will need to complete a new Master Promissory Note after you have accepted your loans.  A promissory note is required to disburse your loan.

Once your loan is accepted, you can complete your Direct Loan Electronic Master Promissory Note online through RAMweb.

If you have trouble completing your promissory note using RAMweb, you may complete it directly through the website  Your promissory note should be satisfied on RAMweb within 3 business days.

Parents: Complete the Federal Direct PLUS Parent Loan Master Promissory Note electronically. You must use your U.S. Department of Education PIN to complete the master promissory note.

  • When requesting a PIN, you must provide your name (as it appears on your Social Security card), your Social Security number, date of birth and mailing address. A PIN is generated as soon as you submit your information however this information must be verified with the Social Security Administration’s records to be valid for a promissory note. This process may take 1-3 business days. You will receive an e-mail when your PIN information has been verified.

Your promissory note will generally remain active for 10 years from the date of completion.

Perkins and Health Professions Loan Master Promissory Notes

This is the promissory note you will complete for your Perkins or Health Professions Loan (HPL).  If you have not had a Perkins or HPL previously, you will need to complete a new Master Promissory Note before your loan will disburse.

The first step in completing your promissory note is to accept your loan through RAMweb.  After accepting your loan, you can complete the Perkins Master Promissory Note online from the Unsatisfied Requirements section in your Financial Aid Awards.  Health Professions Loan Master Promissory Note can be printed from the Unsatisfied Requirements section of your Financial Aid Awards.

You will need to complete your forms in blue or black ball point ink.  Finally, mail or bring your original promissory note into Student Financial Services.  Faxes and copies are not acceptable.